News

How to Respond to a Data Breach

You may have read that hackers broke into the Equifax database and stole personal information tied to 143 million people.  The hackers accessed people’s names, Social Security numbers, birth dates, addresses and, in some instances, driver’s license numbers. They also stole credit card numbers for about 209,000 people and dispute documents with personal identifying information…

Celebrating 30 Years

Wow!  30 years!  And, some of you, who have been clients since our beginning in May of 1986, may remember “Raskob Financial Advisors” which became Raskob Kambourian Financial Advisors, Ltd. after Pat Kambourian and I incorporated.  Now that my partner Pat has decided to retire and travel, I have restructured RKFA to create a fabulous…

Phillip A. Shaffer —In Memoriam

Phillip A. Shaffer  ——-  I n  M e m o r i a m   It is with deep sadness and professional respect that the management and staff of Raskob Kambourian Financial Advisors, Ltd. announce the passing of our esteemed colleague, Phil Shaffer, on October 5, 2015.  His wealth of experience in tax and financial planning, as…

3 Tips for Tax Season

Yes, it’s that time again – TAX SEASON! Most people dread this time of year like the plague. Not only are you likely recovering from holiday expenses, now you have to worry about the extra amount Uncle Sam will take from your hard-earned income. Or, perhaps you expect a refund of some sort. Either way,…

Tax Season 2015

Just before Christmas Congress finally passed the extender bill reinstating for another year some of the helpful items they have had in the past such as 50% bonus depreciation and the teachers’ deduction for above the line.  However, it will again need to be re-evaluated this year.  There is always hope that Congress will really…

Three Financial Facts of the Week

Below are three quick facts that I thought might be helpful: Fact #1 Year to date (September 21, 2014), IPOs in the U.S. have raised about $69 billion according to Dealogic. That is up from $62 billion in all of 2013. The record was set in 2000, when IPOs approached $105 billion. Source: Wall Street Journal…

Karen Weaver Complete CFP Certification

We are pleased to announce that Karen Weaver has completed the Certified Financial Planner (CFP) process. The CFP® certification process, administered by CFP Board, identifies to the public that those individuals who have been authorized to use the CFP® certification marks in the U.S. have met rigorous professional standards and have agreed to adhere to the…

Family Meetings Can Help Pass On Family Assets

Passing on the family wealth from one generation to the next – whether involving a network of businesses and philanthropic organizations or simply the family home and prized heirlooms – is never easy.  But periodically holding family meetings can go a long way in making that transition smoother, more effective, and less painful for the…

The State of Your Estate

While many think that once documents are written they never have to do it again, as a Financial Advisor, I believe than an Annual Review should include: Does your will, trust, financial power of attorney, medical power of attorney or living will need any updating?  Has it been done since the new privacy regulations took…

Fourteens Ways to Give to Charities

Charitable contributions are an important part of your financial plan.  Here are 14 ways you can give to charities. Outright gifts of cash, securities, real estate and other assets Bequest by will of percentage of estate or dollar value Testamentary gift after usage or death of another beneficiary Life insurance beneficiary or transfer of policy…