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No one wants to be a victim of scam artists. The best way to avoid becoming a victim is to be aware of what scammers are doing-what their goals are and what techniques they are using to achieve these goals. So far in 2017, these are the 10 most common scams to be aware of.…
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Here at Raskob Kambourian, we take pride in our ability to keep our clients’ important personal documents safe and secure. We use up to date scanning procedures to create electronic files and we use up to date technology with built in protection features. We have double lock security, meaning that not only are the file…
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Every year taxpayers ask if they should do an Individual Retirement Account and if it should be a Traditional IRA or a Roth IRA. No matter which professional they ask, they get the same answer. Well, it depends. In 1974, Congress enacted the Employee Retirement Income Security Act (ERISA) in an effort to legislate protection…
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Most of us will purchase property during our lives but few of us understand closing costs and which closing costs are deductible on our income tax returns. When you are spending anywhere from 3% to 5% of the purchase price of the home it would be nice to know what you are paying for. Closing…
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During the first half of 2017 we have enjoyed strong equity markets for both the US and the world’s top 20 economies. The U.S. economy is still the largest and most important in the world, and investors have enjoyed the best of both worlds, with stocks and bonds rallying together amid record-low volatility. The U.S.…
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RK has a new service that is ready for client participation. As technology has advanced in the investment field, one of the latest technology services being offered is automated investing. Several large companies have adopted this concept with this new technology as a stand-alone service. So what is it and what can it do for…
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It seems pretty simple to decide who you want to receive the gift of your IRA when you are no longer here. If you are married, it is usually your spouse, sometimes your children, grandchildren, or maybe a charity. In a blended family it may be your spouse as primary and then your children as…
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Our clients benefit from Raskob Kambourian’s overall strategy of Life Planning—as a direct result of our role as Life Planners we continually research and find solutions that are beneficial to our clients. Currently we are performing an in depth review of the possible benefits of a reverse mortgage. As you will see below, a…
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We hope you are in continued good health! For those of you on Medicare, and those of you getting into Medicare, I would like to bring your attention to a few key points: 1) Have you taken your Annual Physical, your annual Wellness Check-up, or a House Call from a doctor or registered nurse? These…
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In the not too distant past, it was common to have multiple insurance policies with different companies – one for your car, one for your home, one for your health, and one for your boat – well, you get the idea. Usually, this meant having numerous distinct insurance companies, each with their own policies, discounts,…