Blog

Aging in Place

At Raskob Kambourian, one of our goals is to help people anticipate life’s changes. One important life change we all have in common is aging. The question is – Can we realistically plan on staying in our own home as our medical and physical abilities decline? When asked, many express a strong desire to “Age…

Personal Exemption and Standard Deduction Tax Law Changes for 2018-2025

No More Personal and Dependent Exemption Deductions: For 2018-2025, the new tax law eliminates personal and dependent exemption deductions, which would have been $4,150 each for 2018. More Generous Child Tax Credit Rules: The new tax law increases the maximum child credit to $2,000 per qualifying child under the age of 17.  Up to $1,400…

To Everything There is a Season – Except Tax Scams

Many people don’t really think about taxes once the tax season is over…but people promoting scams do.  Each year, the IRS releases the top 12 scams, known as the Dirty Dozen. The schemes range from simple refund inflation to technical tax shelter deals. Here’s a review of this year’s Dirty Dozen: Phishing: Taxpayers should watch…

Nonprofit Tax Quandary

An interesting feature of the 2018 tax bill is the 21% excise tax to be imposed on salaries and “parachute payments” (severance payments) in excess of $1 million paid by tax exempt organizations.  This currently applies to charities, universities, churches etc. – all tax exempt organizations.  For example, the University of Alabama which pays football…

Is Someone Using Your Identity?

Every year, millions of lives are financially destroyed due to identity theft.  Watch for warning signs that it might be happening to you. Even though you have good credit, your loan or credit card application is rejected or if you lose out on a new job at the last minute, check your credit rating. Your…

What Costs More?

Inflation has been pretty benign over the last 20 years, right?  The U.S. Consumer Price Index has ranged from negative 0.4% in 2009 to a high of 3.8% in the awful 2008 economic year.  In 13 of those 20 years, the CPI was below 2.5%, which is hardly comparable to the double-digit inflation rates that…

Technology Upgrades at Raskob Kambourian Financial Advisors

To provide the highest level of service to our clients, we utilize powerful analysis and data management software.  According to independent studies that RKFA participates in, we spend more on our software technology than other financial institutions of our size.  We have always had the goal to do the best for our clients with the…

Market Update – Another Brick in the Wall

Bull markets climb a “wall of worry.”  The “wall of worry” consists of various fears and challenges that either alone or in conjunction with each other would seemingly bring an end to a bull market.  After a relatively tranquil 2017, this year has been characterized by numerous fears and challenges.  Fears surrounding trade and tariffs,…

We Won! RK Wins 2018 Better Business Bureau Torch Award

April 20, 2018 was a very special day for Raskob Kambourian Financial Advisors!  We won the 2018 Better Business Bureau Good Neighbor Torch Award! The Good Neighbor Torch Award honors a business that shows a commitment to making Southern Arizona a better place through community service.  Both the business and individual employees play a significant…

Improving Client Access to Secure Information

How do we communicate with our clients? Are our methods of electronic communication safe and secure?  Are our clients able to conveniently access their information? Are we able to access important information and communications from our clients? At Raskob Kambourian the answer to these important questions is yes! Raskob Kambourian is always seeking ways to…